Find Out What Tax Relief Options You Qualify For

Find out in 15 minutes what you qualify for. Then we'll guide you through every step of the paperwork.

A few quick checks About 1 min

Active Bankruptcy

An Offer in Compromise is generally not available while an active bankruptcy case is open. You would need to wait until your bankruptcy is resolved before applying.

A TaxAudit professional can talk through your options in the meantime.

Made a mistake? Update your answer below to continue.

One more step before you can apply

Based on your answers, you appear to meet the eligibility requirements for tax relief. Before you can move forward with your application, the IRS requires that all tax returns are filed and up to date. The good news is, we can help with that. Once your returns are filed and accepted, you can come back and pick up right where you left off.

Business Entity OIC

This tool is designed for individual taxpayers only. For assistance with checking a business's eligibility, please contact us.

Made a mistake? Update your answer below to continue.

Are you currently in bankruptcy?

Are all of your required tax returns filed?

Are you filing as an individual or a business?

Are you current on any required estimated tax payments?This applies mainly to self-employed individuals. If you're a W-2 employee, choose "Not applicable."

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Congrats, no hard stops here!

Let's continue by checking your financial eligibility. Ready?

Your household About 1 min

How do you file your taxes?

How many people live in your household?Include yourself and anyone who lives with you — spouse, children, dependents.

Members of household age 65 or olderThe IRS allows a higher out-of-pocket medical expense for each household member who is 65 or older.

What state do you live in?The IRS sets different housing and transportation allowances depending on where you live.

Most recent tax year you are compromisingEnter the most recent year you owe taxes for. This is used to calculate the IRS collection window.

What you own About 2 min

Total in all bank accounts ($)Add up all checking and savings accounts. The IRS counts this at full value.

Vehicle 1 equity ($)Your first car's value minus what you owe. Enter 0 if you owe more than it's worth.

Vehicle 2 equity ($)Second vehicle, if applicable. Enter 0 if none.

Retirement account balances ($)Total in any 401(k), IRA, or similar accounts. Enter 0 if you don't have any.

Home equity ($)Your home's estimated value minus what you still owe on the mortgage. Enter 0 if you rent.

Total value of assets$0

IRS quick-sale value (used in OIC calculation)$0

What you earn About 1 min

Monthly wages or salary (before taxes) ($)Your gross pay from a W-2 job before any deductions. Enter 0 if not currently employed.

Monthly self-employment income (after business expenses) ($)Your net monthly profit if self-employed. Enter 0 if this doesn't apply.

Other monthly income ($)Social Security, pension, rental income, or any other regular income. Enter 0 if none applies.

Total monthly income: $0

What you spend

Housing & transportation

Your monthly housing and vehicle costs.

Monthly housing costs ($)Rent or mortgage plus utilities — electricity, gas, water, internet.

Monthly public transportation costs ($)Bus, subway, rideshare, or other public transit. Enter 0 if you own a vehicle.

Vehicle 1 — monthly loan or lease payment ($)Your monthly car payment. Enter 0 if the vehicle is paid off.

Vehicle 1 — monthly operating costs ($)Insurance, fuel, registration, and maintenance for vehicle 1.

Vehicle 2 — monthly loan or lease payment ($)Your monthly car payment for vehicle 2. Enter 0 if paid off.

Vehicle 2 — monthly operating costs ($)Insurance, fuel, registration, and maintenance for vehicle 2.

Monthly housing & transport total: $0

Health & family

Your healthcare and family-related monthly costs.

Health insurance premiums ($)Monthly health insurance premium payments.

Out-of-pocket medical ($)Prescriptions, medical services, eyeglasses, etc.

Court-ordered payments ($)Child support or alimony required by court order.

Child/dependent care ($)Daycare or dependent care costs.

Monthly food, clothing & daily living ($)Groceries, clothing, personal care, and everyday household items.

Taxes, insurance & debt

A few more monthly expenses, then the total amount you owe.

Life insurance premiums ($)Term life insurance premiums only.

Current monthly taxes ($)Federal, state, and local tax withholding or estimated payments.

Secured debts ($)Student loans, government-guaranteed loans, employer-required retirement.

Delinquent state/local tax ($)Monthly payment on delinquent state or local taxes.

Total owed to the IRS

Total amount you owe the IRS ($)Include penalties and interest. Enter the full balance, not just the original tax amount.

Your monthly snapshot

Total monthly expenses$0

Total monthly income$0

Monthly amount left over$0/mo

Your Results Done!

Want a professional to review your situation?

A TaxAudit professional can answer your questions and help you decide on next steps.

Other relief options may still be available

Based on your numbers, an OIC may not significantly reduce what you owe right now — but that doesn't mean there's no path forward. A TaxAudit professional can review your full picture and find the best approach for your situation.

✓ You have an active plan

Your 433-A wizard is ready to use.

Continue to 433-A Wizard →

Ready to move forward? A step-by-step path built around your numbers.

We break it down into simple steps so you always know what to do next. No tax knowledge needed — just answer the questions and we handle the rest. An explanation at every step means nothing gets missed.

Complete your purchase

The IRS uses the Reasonable Collection Potential (RCP) formula to set the minimum acceptable offer amount. Here's how yours breaks down:

Monthly amount left over after expenses$0

Future income component (monthly leftover × multiplier)$0

Asset component (value of assets at IRS quick-sale rates)$0

Estimated minimum OIC offer*$0

These results are estimates only. The IRS makes all final determinations. This tool does not constitute tax, legal, or financial advice.

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IRS Terms Glossary

Find Out What Tax Relief Options You Qualify For

A few quick checks About 1 min

Active Bankruptcy

Business Entity OIC

Congrats, no hard stops here!

Your household About 1 min

What you own About 2 min

What you earn About 1 min

What you spend

Housing & transportation

Health & family

Taxes, insurance & debt

Your monthly snapshot

Your Results Done!

Want a professional to review your situation?

Other relief options may still be available

Ready to move forward? A step-by-step path built around your numbers.

Complete your purchase

How It Works

Check your eligibility

Complete your financial statement

Download and submit

Common Questions

How It Works

Check your eligibility

Complete your financial statement

Download and submit

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